Friday 1 February 2013

Get my credit report is fairly easy .The credit report serves as the basis for one’s credit reputation, i.e. one’s history of borrowing and repaying plus a background about bankruptcy and late payments. When people ask how to get my credit score rather than the credit report it is a bit of a mistake as they are one and the same. Your credit score is the final score but the report will show any payment problems and you can then talk to equinox about fixing any errors. If you choose to get your credit report through Annual Credit Report.com, you can view it instantly. If you’d rather receive it through snail mail by calling the toll free number, to get my credit report would take about 15 days. You should take note though that when receiving your report through snail mail, situation arises where credit bureaus would need more than 15 days to hand you over your annual report. Most of the time, it is caused by their need to verify some more the information you’ve given them or when the credit bureaus themselves are stuck in a pile of requests. If ever you experience this, you may call again to remind them of your request or you may ask them when they would have the time to look over at your application and already get my credit report.


 Credit reports requested online are available immediately and are encrypted for security reasons, says Rod Griffin, the director of public education for Experience, based in Costa Mesa, Calif. Reports requested by telephone take about seven to 10 days to reach consumers by mail. Mailed reports do not include information that would be dangerous in the wrong hands, such as the consumer's entire Social Security number. Creditors make those calculations based on the data included in your credit report. As a U.S. citizen, and presumably the owner of a Social Security number, you're financial history is a public record. Your financial background, including payment history, They also work the same way in providing your credit report for free, assuming you don't mind getting the report by snail mail. If you want to get an instant credit report by email, you'll have to pay a fee. Credit reports are one of the most widely used documents by banks as well as many other firms such as mobile phone firms, insurance companies, mortgage ...

Tuesday 22 January 2013



Get my credit report is fairly easy .The credit report serves as the basis for one’s credit reputation, i.e. one’s history of borrowing and repaying plus a background about bankruptcy and late payments. When people ask how to get my credit score rather than the credit report it is a bit of a mistake as they are one and the same. Your credit score is the final score but the report will show any payment problems and you can then talk to equinox about fixing any errors. If you choose to get your credit report through Annual Credit Report.com, you can view it instantly. If you’d rather receive it through snail mail by calling the toll free number, to get my credit report would take about 15 days. You should take note though that when receiving your report through snail mail, situation arises where credit bureaus would need more than 15 days to hand you over your annual report. Most of the time, it is caused by their need to verify some more the information you’ve given them or when the credit bureaus themselves are stuck in a pile of requests. If ever you experience this, you may call again to remind them of your request or you may ask them when they would have the time to look over at your application and already get my credit report.






 Credit reports requested online are available immediately and are encrypted for security reasons, says Rod Griffin, the director of public education for Experience, based in Costa Mesa, Calif. Reports requested by telephone take about seven to 10 days to reach consumers by mail. Mailed reports do not include information that would be dangerous in the wrong hands, such as the consumer's entire Social Security number. Creditors make those calculations based on the data included in your credit report. As a U.S. citizen, and presumably the owner of a Social Security number, you're financial history is a public record. Your financial background, including payment history, They also work the same way in providing your credit report for free, assuming you don't mind getting the report by snail mail. If you want to get an instant credit report by email, you'll have to pay a fee. Credit reports are one of the most widely used documents by banks as well as many other firms such as mobile phone firms, insurance companies, mortgage ...